Professionals and self-employed: discover our Long Term Leasing offers tailored to your profession

Long-Term Leasing is accessible to young companies as well as self-employed individuals and professionals. Some documents will be required to establish your contract. The Long-Term Leasing does not, in principle, require an initial contribution at the time of contract signature. This solution thus allows you to quickly have a professional vehicle without mobilizing significant capital. You benefit from a fixed monthly rent that allows you to control your budget and preserve your cash flow.

Arval supports you at every step to define the term, mileage and services best suited to your situation. You benefit from a flexible mobility solution, with a rent that suits you and tailored to your professional needs.

The documents to provide to subscribe to a Long-Term Lease contract depend on your status (self-employed or commercial company).

For a commercial company :

• A Kbis extract less than 3 months old.
• The identity document of the manager.
• The company's articles of association.
• A proof of address.
• The previous years' balance sheets and income statements.
• A RIB.

For a micro-entrepreneur (or a traditional sole proprietorship):

• Your ID document.
• A SIRENE situation report (available on the INSEE website).
• The 2035 declaration or the URSSAF certificate of income.
• Income statements.
• Your latest bank statements.

These documents allow Arval to review your file and provide you with an offer tailored to your situation.

Yes, long-term leasing helps preserve your business's cash resources. Unlike the purchase of a vehicle or a lease with an option to purchase, Long-Term Leasing does not require, in principle, any mandatory deposit at the time of signing the contract. You therefore do not have to tie up capital and you can devote your financial resources to the development of your business. You will pay fixed monthly rents. 

You then benefit from fixed rents, defined at the time of the contract signing. This visibility allows you to manage your budget and avoid unexpected expenses related to owning a vehicle. You also don't need to worry about reselling the vehicle and its depreciation.

If your structure allows you to deduct your professional expenses* (commercial company or individual company under the real regime), you can deduct all or part of your long-term rental leases from your taxable result. Rentals can be deducted at 100% if the leased vehicle is a commercial vehicle. For a passenger vehicle, the deductible amount is capped based on the vehicle's registration year and its CO₂ emissions.

* The micro-enterprise (or self-employed business) does not allow you to deduct your expenses from the taxable result. This concerns all your expenses, including Long-Term Leasing rents.

The long-term lease contract adapts according to the evolution of your business and your needs. You can adjust the initially planned mileage allowance, extend or reduce* the term of the contract, or modify certain services associated with the vehicle. This flexibility allows you to maintain a fleet adapted to your business and limit unnecessary costs. You thus benefit from an operational vehicle without the associated administrative constraints. An early repayment may incur fees.

Yes. Long-Term Leasing solutions are available for self-employed professionals, freelancers, and small business owners, subject to eligibility criteria and application approval.

Business needs can evolve over time. Depending on your contract conditions, mileage and other leasing parameters may be adjusted to better match your actual vehicle usage.

Yes. Businesses and independent professionals can lease electric vehicles through Long-Term Leasing solutions. Electric mobility can help reduce operating costs while supporting sustainability objectives and corporate environmental commitments

Long-Term Leasing helps businesses and independent professionals access recent vehicles without tying up capital. With predictable monthly payments, flexible contract options, and additional services that simplify fleet management, Long-Term Leasing provides a practical mobility solution for growing businesses.